.jpg?width=1200&height=364&name=RB%20-%20Event%20_%20Saenz%20and%20_Chapter%2020_%20in%20the%20Fourth%20Circuit%20(1).jpg "RB - Event _ Saenz and _Chapter 20_ in the Fourth Circuit (1)")
Navigating the Strategy, the Law, and the Practice
In the complex landscape of consumer bankruptcy, the "Chapter 20" strategy remains one of the most powerful tools for debtors—provided it is executed with precision. By strategically filing a Chapter 7 to secure a personal discharge before immediately following with a Chapter 13 to address mortgage arrears, practitioners can provide clients with a fresh start while saving their homes.
Join Daniel Staeven and Alon Nager on April 23rd at 3 PM for a closer look into the practical application of this strategy, with a specific focus on important implications following the Saenz decision in the Tenth Circuit.
What We Will Cover:
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The Mechanics of "Chapter 20": Timing the transition from a Chapter 7 discharge to a Chapter 13 filing.
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The Saenz Impact: How current Fourth Circuit case law dictates the feasibility and good faith requirements of these sequential filings
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Curing Mortgage Arrears: Leveraging the Chapter 13 plan to protect the primary residence after personal liability has been extinguished.
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Strategic Pitfalls: Common challenges from trustees and creditors, and how to navigate them.
Earn CPE Credits
To receive CPE credit for attending this event, please follow this link. Filling out this form will not register you for the presentation. You must sign up with the URL sent in the confirmation email.
CPE Credits: 1.0
Field of Study: Taxes
Course Level: Basic
Who Should Attend: CPA - small firm, CPA - medium firm, CPA - large firm, Bookkeeper, CFO / Controller, Small Business Owner
Prerequisites: None
Advanced Preparation: None
Refunds & Cancellations: This course is offered free of charge. Therefore, no refunds are required in the event of a cancellation for any reason. In the event that ALFI must cancel a session, participants will be contacted via the email address used to register their account.
Complaints: For complaints or concerns, please contact info@alfi.org.
The Accounting, Legal, Finance Institute, LLC (ALFI) is registered with the National Association of State Boards of Accountancy (NASBA) as a sponsor of continuing professional education on the National Registry of CPE Sponsors. State boards of accountancy have final authority on the acceptance of individual courses for CPE credit. Complaints regarding registered sponsors may be submitted to the National Registry of CPE sponsors through its website: www.nasbaregistry.org.
About the Speakers
Daniel Staeven is an insolvency attorney and a Partner at Frost Law, focusing on workouts, restructuring, and complex bankruptcy matters. Dan leverages his extensive experience with loan documents and real estate transactions to guide distressed individuals and business owners through the intricacies of federal and state tax debt. His familiarity with recent legislation has placed him on the cutting edge of the new Small Business Restructuring Act, where he has successfully confirmed numerous consensual plans under Chapter 11, Subchapter V. Dan’s diligent and empathetic approach allows him to craft custom resolutions for clients across Maryland, Virginia, and D.C. to ensure they achieve a fresh financial start.
Alon Nager is a Director at Frost Law with over 22 years of experience in consumer bankruptcy, focusing on Chapter 7 and Chapter 13 cases. Since joining the firm, Alon has leveraged his extensive background as the founder of Nager Law Group to provide strategic, goal-oriented solutions for clients facing insolvency, debt settlement, and foreclosure. His deep familiarity with the complexities of the bankruptcy code and regional legal landscapes allows him to offer guidance to individuals and business owners navigating financial distress. Alon’s leadership within the Maryland State Bar Association and his commitment to client-focused advocacy have helped countless individuals secure a fresh financial start.